to another $50,000 gets you nowhere fast. >> even warren buffett says. cheryl: depending on where you live we deal with middle-class americans broke talk about the estate tax. doable for december? -- do it before december? >> call your state planner. be proactive. cheryl: 51 to leave something do it before the end of the year? >> any plans to give money away do with this year. some things you can control. dennis: not ending our life early. [laughter] what do i know? [laughter] cheryl: coming up tomorrow fox business anchor gerri willis will have more on what you need to do to get your house in order printout down 11 points. 12,955. >> breaking news. looking at the market's dow jones industrial average in the red down 12 points ann the s&p are also higher. the looking at the stock on the move looking at crocs they are up 7.5% it is rated at dubai at goldman sachs sachs -- a buy from goldman sachs looking at the entire group and locker they like those names. i showed you steve mad and they put a sell rating on that. of the they talk about visibility for ea